Make a financial plan

    制定一份理財計劃

    "Unemployment is not the end of the world, and people get through it," says Thomas Bonito, a financial advisor in Livingston, New Jersey. "The first thing to do is make a list of your assets." Then list all of your liabilities, and begin eliminating expenses you can temporarily live without, such as vacations, entertainment and possibly services like gardening and housecleaning. "Creating a stripped-down budget and being disciplined about sticking to it will increase your confidence," Bonito says, "and that's good for job-hunting."

    新澤西州利文頓的一位理財顧問Thomas Bonito說：“失業不是世界末日，人們會渡過難關。”他說：“第一件事就是列出你的財產。”然后列出你所有的花銷。然后將那些暫時不需要的開銷，例如度假、娛樂、園藝服務、房屋打掃服務這些減去。Bonito說：“給預算‘瘦身’并始終嚴格遵照執行的話將會增強你的信心，這對求職是有好處的。”

    Don't give up childcare right off the bat

    不要開始就放棄幼兒護理

    You don't know how long you'll be out of work, which makes the childcare decision a tough one. If you have good childcare in place, the consequences of disrupting it may be greater than the financial gain. Is it worth being unavailable to accept freelance or temporary work? How hard will it be to find good childcare again when you get your next job? Finally, consider the benefit of keeping your child's routine constant during a time of uncertainty.

    你不知道自己找到工作還要多久，這讓幼兒護理成為一個難題。如果你現在有很好的幼兒護理，中斷的嚴重后果可能遠超過省下來的錢所能擬補的。放棄自由作家、臨時工作值不值得？如果你找到下一份工作，再找到好的幼兒護理會有多難？最后，還要考慮一下在不穩定的時期保證孩子的日常生活所帶來的好處。

    Sleep in.

    多睡覺

    If you don't need to get up at the crack of dawn, turn off the alarm clock. Allow yourself the pleasure of an extra hour in bed followed by a slow cup of coffee and a long read of the paper.

    如果你不需要破曉起床，那么就關掉鬧鐘。給自己多一小時的睡眠樂趣；隨后慢慢地喝杯咖啡、讀份報紙。